Company

Built for the counter. Designed for India.

BankingPoint24 is a fintech distribution platform from Anand, Gujarat. We put the rails of a full bank branch inside every neighbourhood shop — cash, transfers, bills, recharges, travel and more. One counter. Sixty revenue streams.

The counter owner runs on trust and speed. We exist to give them both — on every signal, in every language, at every hour.
ASAIRM
Founders’ note · Anand, Gujarat, 2026
Why we exist

The bank is 15 km away.Your shop is 50 metres away.

01For hundreds of millions of Indians, the nearest bank branch is a bus ride, a lost half-day and a long queue. The shop at the corner is open 14 hours, runs on trust and already knows every customer by name.
02BankingPoint24 converts that shop into the branch. Withdraw cash on a fingerprint, send money anywhere in seconds, pay any bill, book a bus or flight. The shopkeeper earns a commission on every single transaction.
03Zero joining fee. Every charge shown before you confirm. Commission credited the moment a transaction settles. That is the BankingPoint24 promise — unchanged since day one in Anand, Gujarat.
Numbers that matter

Small shops. Serious volume.

Updated every quarter, audited every year.

01Partner counters
52K+
02Billers live
1,600+
03Income streams
63
04Moved every month
₹175 Cr+
Our journey

From Anand to 28 states.

Four moments that shaped BankingPoint24 — from a Gujarat shop visit to a national network.

Jan 2026

Born in Anand, Gujarat

From a notebook full of shop-owner conversations across Gujarat and Western India — the same gap everywhere: the nearest branch is far away, but the shop is right here.

Mar 2026

First 1,000 counters live

Cash Withdrawal (AePS) and Send Money (DMT) go live for pilot retailers across Anand, Ahmedabad and Surat. Commission on the first transaction paid within seconds.

Jun 2026

Certified on NPCI rails

UPI, BBPS and AePS certified directly on NPCI infrastructure. Bill payments and recharges join the counter, giving retailers 30+ earning streams in one dashboard.

Oct 2026

68,000+ counters across India

Payment gateway, POS terminals and QR collections roll out. The distributor programme expands BankingPoint24 across 28 states and counting.

What we stand for

Four things we will never compromise on.

Speed is the product

Thirty seconds per transaction is non-negotiable. If a feature slows your counter, it does not ship.

Counter first, always

Every screen is designed on a real shop counter, for one person, with a queue forming behind the customer.

No hidden numbers

Fees and your exact commission are shown before you tap confirm. Never in a PDF buried somewhere.

Works on 2G

Offline queueing, smart retries and graceful fallbacks. If there is any signal at all, your transaction goes through.

Company · BankingPoint24