India’s neighbourhood banking network

One counter. Sixty ways to earn.

Cash withdrawals, money transfers, 1,600+ billers, recharges, travel and card payments — served from the counter you already own. Commission lands in your wallet the second a transaction clears.

  • ₹0 joining fee
  • e-KYC in 5 minutes
  • Earn from day one
  • RBI-licensed rails
  • NPCI member network
  • PCI-DSS 4.0 secure
  • ISO 27001 certified

BankingPoint24 · Day summary

Shree Umiya General Store

Anand, Gujarat · Counter BP-10482

Today105 txns
  • AePS cash withdrawals× 22₹132.00
  • Money transfers× 14₹112.00
  • Bill payments (BBPS)× 26₹167.40
  • Recharges & data× 31₹93.20
  • Card taps on POS× 12₹58.10

Commission earned today

₹562.70

Float left: ₹31,240
Settles T+1, 9 AM

bankingpoint-24.com

Kirana storesMobile & recharge shopsTravel agenciesMedical storesStationery shopsCyber cafésPhoto studiosElectronics countersTea stallsGarment shopsHardware storesDairy boothsKirana storesMobile & recharge shopsTravel agenciesMedical storesStationery shopsCyber cafésPhoto studiosElectronics countersTea stallsGarment shopsHardware storesDairy booths
The switchboard

Every switch you flip is a new income line.

Tap any service on the board to see what it does for your counter. All of them run off one dashboard, one float, one login.

Cash & transfers

Online Payment Gateway

Send a payment link on WhatsApp or plug a checkout into your site. One flow covers UPI, cards and net banking, with next-morning settlement.

01Cash & transfers8 live

02Bill desk7 live

03Recharges3 live

04Travel desk3 live

New switches are added every quarter — browse the full board with commissions.

52K+

Partner counters

1,600+

Billers live

63

Income streams

₹175 Cr+

Moved every month

Income calculator

See what your counter earns before you start.

Move each slider to match your counter's expected daily traffic. The receipt updates instantly — these are BankingPoint24's published commission rates, not estimates.

40
0120
20
080
50
0150
20
0100
Assumes 26 working days. Travel bookings, PG and overrides from your own network come on top.

Commission receipt

BankingPoint24 · estimated monthly payout

  • AePS @ ₹6.50 avg× 40/day₹6,760
  • DMT @ ₹7.00 avg× 20/day₹3,640
  • BBPS @ ₹3.25 avg× 50/day₹4,225
  • POS @ 0.45%× 20/day₹2,340

Your month, roughly

₹16,965

Credited in real time, withdrawable 24×7

Join BankingPoint24

Choose your level. Grow into the next.

Retailer, Distributor, Master Distributor, Super Distributor or White-Label Partner — same platform, five ways in. Start at any level; scale as your ambition grows.

The counter you already own, earning like a branch.

Keep selling what you sell — and let the same counter hand out cash, move money, clear bills and book tickets. Each settled transaction drops its commission straight into your float.

  • Sixty-plus switches live on day one
  • Commission itemised on every receipt
  • Speaker announces each credit
  • A human on WhatsApp when stuck

Published retailer slabs

  • AePS Cash Withdrawal0.45%
  • Money Transfer (IMPS)₹7 / txn
  • Mobile Recharge2.80%
  • DTH Recharge3.25%
  • Electricity Bill0.75%
  • LPG Refill Booking₹5 / txn

The complete rate card sits inside your dashboard and is shown before any service goes live. Rate changes are announced ahead of time — never applied silently.

Opening day

Morning signup. Evening earnings.

No franchise fee, no territory rules, no waiting on anyone. Four short steps stand between you and your first commission.

  1. 01~5 min

    Create your partner ID

    Sign up with your mobile number, PAN and Aadhaar — entirely from your phone, with no agent visit and no joining fee.

  2. 02Same hour

    Finish video e-KYC

    A short selfie video plus an OTP completes verification. Approval usually lands before you have closed the app.

  3. 03~2 min

    Pick your opening line-up

    Choose which services go live on day one. The full rate card is visible before you confirm anything.

  4. 04Day one

    Ring up your first sale

    Your QR, receipts and float wallet are live. Commission credits the moment your first transaction settles.

Stuck anywhere? WhatsApp us and a human walks you through it.

Compliance & trust

Licensed on every rail.

Money moves only through RBI-authorised and NPCI-certified channels. Every licence and audit, fully visible — no fine print.

8

independent regulatory & security frameworks, verified annually

REGLive

Authorised Partner Banks

Reserve Bank of India

All money-movement is settled through licensed sponsor banks holding a valid PA / PPI / BBPOU licence.

NPCICertified

NPCI Certified

National Payments Corporation of India

Direct certified member rails for UPI 2.0, AePS, IMPS, NACH, RuPay, BBPS, NETC FASTag and APBS.

UIDAISub-AUA

UIDAI · AUA / KUA

Unique Identification Authority of India

Aadhaar authentication performed under a licensed AUA/KUA with mandatory STQC-certified biometric devices.

DPDPCompliant

DPDP Act 2023 Ready

Ministry of Electronics & IT

Data minimisation, purpose-limited consent, principal rights & breach notification — all baked in.

PCICertified

PCI-DSS v4.0 Level 1

PCI Security Standards Council

Card data tokenised at issuer per card-on-file tokenisation (CoFT) guidelines. Quarterly ASV scans & annual on-site audit.

ISOCertified

ISO/IEC 27001:2022

International Standards Organisation

Information Security Management System audited and certified by an accredited Indian certification body.

CERTAudited

CERT-In Empanelled

Indian Computer Emergency Response Team

Annual VAPT by a CERT-In empanelled auditor. 6-hour incident reporting protocol as per CERT-In 2022 directions.

PMLAReporting

PMLA / KYC / AML

Financial Intelligence Unit – India

Full KYC, transaction-monitoring, sanctions screening and STR/CTR reporting per PMLA Rules 2005.

RBI-licensed bank partnersNPCI member railsUIDAI AUA / KUAPCI-DSS 4.0ISO/IEC 27001DPDP readyCERT-In auditedBuilt in IndiaRBI-licensed bank partnersNPCI member railsUIDAI AUA / KUAPCI-DSS 4.0ISO/IEC 27001DPDP readyCERT-In auditedBuilt in India
Partner stories

BankingPoint24 counters across India

“My counter does sixty-plus thumb withdrawals a day now. People who used to travel four kilometres to the bank simply walk in here instead.”
MCMahesh ChaudhariChaudhari Kirana & More · Nashik
Partner tiers

Find your role. Grow at your pace.

Every tier earns on the same 30+ services. Pick the level that matches your ambition — upgrade anytime.

Retailer

Run a single counter

Open your shop counter today and start earning on 30+ everyday services — zero joining fee.

  • AePS cash withdrawals
  • Money transfer & UPI collect
  • Bill payments & recharges
  • Real-time wallet settlement
  • Daily earnings dashboard
  • Help centre & email support

Distributor

Manage a retailer network

Recruit retailers under you and earn a commission override on every transaction they process.

  • Everything in Retailer
  • Onboard & manage retailers
  • Network override income
  • Zone performance dashboard
  • Rate scheme assignment
  • Dedicated relationship manager

Master Distributor

Lead a regional network

Popular

Build a network of distributors across a region with white-label branding and API access.

  • Everything in Distributor
  • Manage distributor network
  • White-label branding
  • Developer API access
  • Override commissions
  • Regional analytics

Super Distributor

Multi-state network head

Oversee master distributors across multiple states with advanced controls and premium support.

  • Everything in Master Dist.
  • Manage master distributors
  • Multi-state network coverage
  • Custom scheme design
  • Platform-level analytics
  • Premium onboarding support

Whitelabel Partner

Launch your own brand

Launch a fully branded fintech platform under your own domain, logo, and mobile app.

  • Everything in Super Dist.
  • Custom domain & logo
  • Branded mobile app
  • Full API & webhook access
  • Revenue sharing model
  • Dedicated tech support
All tiers include the same security, settlement speed and 24 × 7 support. Onboarding is invitation-based — our team calls you within one working day.
India-wide network

From metro high streets to every village panchayat.

Wherever there is a shop and a customer, BankingPoint24 is ready — nine languages, every state, every zone.

North zone7 states

Delhi · Lucknow · Kanpur · Jaipur · Ludhiana

West zone6 states

Mumbai · Pune · Ahmedabad · Surat · Aurangabad

South zone5 states

Bengaluru · Hyderabad · Vijayawada · Kochi · Coimbatore

East zone6 states

Kolkata · Patna · Ranchi · Bhubaneswar · Siliguri

North-East zone4 states

Guwahati · Shillong · Aizawl · Imphal · Itanagar

Speaks your languageEnglishHindiGujaratiMarathiTamilTeluguKannadaBengaliMalayalam
  1. 011,100+

    Digital India

    Where the nearest branch is a bus ride away, your counter becomes the bank. BankingPoint24 powers that last mile.

    Gram Panchayats served by a BankingPoint24 outlet

  2. 02₹0

    Jan Dhan · Aadhaar · Mobile

    A thumb and an Aadhaar number are enough. No card, no passbook, no smartphone required from the customer.

    Customer cost for an AePS withdrawal

  3. 0360+

    UPI · BBPS · AePS

    BankingPoint24 runs on the same certified NPCI rails used by the largest banks — identical speed, identical security, your margin.

    Services live on your counter today

  4. 04100%

    Self-Reliant India

    Engineered in Anand, Gujarat, hosted on Indian data centres, supported in 9 regional languages. Built in India, for India.

    Made in India

Questions & answers

Everything partners ask before joining

  • Think of it as a bank branch, a bill desk and a travel agency compressed into the shop you already run. One login handles cash withdrawals, money transfers, 1,600+ billers, recharges and ticket bookings — and every completed transaction leaves a commission in your wallet.

Still deciding?

WhatsApp us on +91 7069300077 — a human replies, Mon–Sat.

Talk to the team

Web · Android · iOS

Every customer in your queue is a commission waiting to land.

Register now — BankingPoint24 partners process their first paid transaction the same day, often within the hour. Free to start, no installation required at the counter.

Get it onGoogle PlayDownload on theApp StoreMobile apps launching soon — join the waitlist from your dashboard.
BankingPoint24 — Payments. Powered for India.